A broker said something to us this week that is worth addressing head on. Talking about selective invoice finance, he said: it is the same as a loan, really. It is not, and the difference is not a technicality. But it is a fair thing to think, and it is probably what a lot of…
read moreWe are seeing something in the market at the moment that is worth naming plainly, because it is doing real damage to otherwise healthy businesses. It is called loan stacking. A business hits a cashflow squeeze and takes out a short-term loan to bridge it. A few months later the pressure returns, so it takes…
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